Chapter 13 Discharge in New York

A chapter 13 bankruptcy is also known as the wage earner’s bankruptcy.  In Chapter 13, you can keep your property and repay your debts over a period of time, often 3 to 5 years.  Your repayment must be approved by the bankruptcy court.  Once your Chapter 13 Plan is approved, you begin making payments according […]

Is Pro Se (Filing Bankruptcy without an attorney) feasible?

Families or business owners who are considering filing for bankruptcy may wonder if it is a good idea to file on their own without an attorney. While it is certainly possible to file without the assistance of an attorney, in most cases, it is not a good idea. Bankruptcy laws are extremely confusing and one […]

What is a Credit Card Judgment?

Credit card judgments are awarded by a court to a credit card company, or their debt collectors, against a consumer who has failed to pay a credit card. However, the period between the time you stop making credit card payments and a company obtaining a judgment can be extremely long depending on the credit card companies procedures. […]

What is a Writ of Garnishment

When you owe money to any creditor, the creditor has a right to go to court and obtain a judgment. Once they do, you may be dealing with a writ of garnishment for your wages, personal property or your bank account. In New York, the maximum amount that may be garnished from your wages is […]