What are the Costs of Filing for Bankruptcy in New York City?

Comes the day when you realize the cold reality of the financial straits you’re in. Perhaps the children needed help with their tuition, or your family had to have medical care, or your job went away. Whatever the reasons, you didn’t spend frivolously and you fulfilled your responsibilities. The credit card balances, the mortgage, the […]

Credit Report Disputes and The Fair Credit Reporting Act

A client turns to a bankruptcy and tax debt attorney with many financial problems, including hits to their credit record because they were unable to pay debts on time or at all. A negative entry on your credit report will damage your financial future in many ways, even if the information on that record is […]

Fair Debt Collection Practices Act

When a consumer takes out some type of loan like a credit card, personal loan or other type of financial commitment, they are expected to meet the terms and conditions dictated in the service agreement. If the customer fails to make payments on time and in full every month for the duration of the agreement, […]

Telephone Harassment and the Telephone Consumer Protection Act

The Telephone Consumer Protection Act allows citizens to take legal action against debt collection and telemarketing agencies that harass the public. To accommodate recent changes in technology, the Federal Communications Commission updated the law in October 2013. How the TCPA works If a business violates this law when contacting you by phone, text message or […]

Seven Deadly Sins in A New York Chapter 7 Bankruptcy Filing

To qualify for relief under Chapter 7 of the United States Bankruptcy Code, the filing debtor in New York needs to be an individual, a partnership, a corporation, or other business entity.  No matter who you are, whether a doctor, corner coffee shop owner, or big name corporation, filing for chapter 7 bankruptcy can provide […]